We are expanding today on business insurance for tow truck companies.  If you own a tow truck or a fleet of tow trucks you should consider a minimum of a $1M/$2M General Liability policy to cover your shop and other mishaps.  We recommend $1M to cover the tow truck itself.  Tow truck companies should also add at least $100,000 in Garage Keepers Liability depending upon how many customers’ cars are kept on premises.  Some states will also request that you have uninsured motorists, under-insured motorists and personal injury protection.  Finally we recommend a minimum of $250,000 in on hook protection to cover the cars you are towing.

Please contact an agent to discuss your business insurance today!

If you own a tow truck company or even an auto body shop with a tow truck then tow truck insurance must be considered to protect your business.  Tow truck companies are the most common type of businesses that need this type of insurance.  Other types of companies that should consider tow truck insurance include roadside service providers, auto club contractors, mechanical repair, service stations, auto salvage and auction haulers.

When towing a customers vehicle, it is your responsibility to keep their property safe.  Many concerns can arise when towing cars and trucks so it is important to make sure your agent designs a policy to protect your business.  Talk to a representative today to learn about tow truck insurance.  Please call our toll free number above or fill out the form to get your quote today.

Get business insurance quotes for tow truck companies on our home page at Commercial Insurance.NET!

Find Bar Insurance for taverns, night clubs and any other businesses that serve liquor.  Bar Insurance should start with a business owners policy to cover property and general liability.  When you speak with your bar insurance agent make sure that they understand the risks in your establishment.  Some of the key points to discuss include the use of bouncers, deep fat fryers on premise, dance floors and the types of recreational equipment in use.  Recreational equipment includes but is not limited to pool tables, dart boards, mechanical bulls and foam machines.  Call a bar insurance agent today at Commercial Insurance.NET to find a competitive quote.

Find Physician Insurance at Commercial Insurance.NET.  Fill out a request or call the 877 number to speak with an agent who can get you a price indication for Physician Insurance.  Agents at Commercial Insurance.NET take pride in building relationships over the phone and will construct a plan that includes a Business Owners Policy covering General and Property Insurance.  In addition the agent can research Professional Liability to cover Medical Malpractice.  Physician Insurance doesn’t have to be complicated and Commercial Insurance.NET will give you quotes from multiple companies.

Are you looking for Liquor Store Insurance?  If so we can help you at Commercial Insurance.NET.  Liquor store owners should consider a number of policies tailored to the liquor store owner.  A Business Owners Policy (BOP) covering general and property insurance is the initial package that business owners need to include in their liquor store insurance plan.  In addition to a BOP the owner should consider Liquor Liability Insurance if they have any type of wine, beer or liquor tastings.  If you are in need of Liquor Store Insurance please call us at 877-907-5267.

Find quotes on strip mall insurance at Commercial Insurance .NET.  Shopping Center owners need to consider strip mall insurance to protect them from property, auto, workers comp and liability claims.  Owners must make sure that their tenant’s are protected from water damage and parking lot mishaps just to name a few.  Carrying the proper strip mall insurance will help ensure that tenant’s stay for the long term if something happens to their business.  Make sure your agent gives you a comprehensive strip mall insurance quote.  If you would like to double check coverage or shop rates we can help you with that at Commercial Insurance .NET.  Our insurance companies specialize in packages for building owners.

Find church insurance quotes online for churches ranging from the start up to thousands of members.  Protect the facility that your members use for worship, education and/or residence.  Church insurance can have a wide range of custom insurance coverages including the following;

• Worship Centers
• Mother’s Day Out Programs
• Youth Camps
• Church vans of any size
• Administration Offices
• Senior Living Facilities
• Travel Insurance for Mission Trips
• Coverage for Volunteers
• Counselors Professional
• Pastor’s Professional

These are just a few of the specific church insurance options that you should consider when looking to protect your congregation.  Please click commercial church insurance if you would like to get a customized comparison quote.

Beauty Shop and Salon owner / operators should talk to an agent about a business owners policy to cover their business.  Commercial Insurance can design a salon insurance package for hair salons, barber shops, day spas, nail salons, tanning salons and more.  Business Insurance plans can be designed to cover business property, general liability and more.  A salon insurance package for a beauty shop and/or salon should at least cover all property, equipment and protect the owner from small and major disasters such as fire or sewer / drain backup.  There are many other points to consider so if you are interested in a salon or beauty shop insurance quote please go the home page located at CommercialInsurance.NET.

Cell Phone Store owners should consider a number of business insurance policies to protect their store.  Each store owner should talk to their agent about a business owners policy that will cover general and property insurance.  Basic policies such as workers compensation and commercial auto will be required if the store has employees and/or vehicles .  Other liabilities that need to be considered for cell phone store insurance include;

Burglary and robbery insurance which will pay for loss of merchandise.

Money Insurance for loss of cash or payroll mishaps.

Accidental Breakage will cover signage due to vandalism.

Inland Transit policies should be enabled if the cell phone store ships merchandise and will cover damaged goods in transit.

Tenant Liability will protect the cell phone store from property damage and bodily injury claims that occur on site.

Retail Store Product Liability should be considered to protect the cell phone store against handling, use of articles manufactured or distributed by the cell phone store.

The above are a couple of points that need to be considered when looking for Cell Phone Store Insurance.  Contact an agent at Commercial Insurance to request a package that is designed to protect your cell phone store.

Yesterday we touched on restaurant insurance, which requires some of the basic policies that all businesses need such as workers compensation and general liability.  In today’s series we will be discussing auto repair shop insurance. 

If you own an auto repair shop you should look into a business owners insurance policy and ask your agent to design an auto repair shop insurance package.  As an auto repair business owner you will need coverage for your tools, equipment and employees.  Equipment such as lifts and compressors should have protection for replacement costs so that if a disaster happens you can get your equipment replaced and focus on making money again.  If you offer towing you will need commercial auto insurance for your tow trucks.  Your business owners policy will help with general and property insurance.  Additional coverage mentioned above can be added into your package.  Please contact CommercialInsurance.NET if you would like an estimate or have questions on how to protect your business.

In tomorrows series we will be touching on the basics of insurance for cell phone stores.