We are expanding today on business insurance for tow truck companies.  If you own a tow truck or a fleet of tow trucks you should consider a minimum of a $1M/$2M General Liability policy to cover your shop and other mishaps.  We recommend $1M to cover the tow truck itself.  Tow truck companies should also add at least $100,000 in Garage Keepers Liability depending upon how many customers’ cars are kept on premises.  Some states will also request that you have uninsured motorists, under-insured motorists and personal injury protection.  Finally we recommend a minimum of $250,000 in on hook protection to cover the cars you are towing.

Please contact an agent to discuss your business insurance today!

So this is the first post in our Business Insurance series.  There are many different types of packages you can request from your insurance agent for your business.  Ask your agent about bundling your general liability with property insurance also known as a business owners policy and you will likely get some sort of discount.  The top 10 business insurance policies that we focus on at Commercial Insurance.NET are as follows;

1. Convenience Stores and Food Marts
2. Gas Stations
3. Restaurants
4. Auto Repair Shops
5. Cell Phone Stores
6. Beauty Shop and Salon Insurance
7. Church Insurance
8. Strip Mall Insurance
9. Liquor Store Insurance
10. Physician Insurance

During the next series on Business Insurance we will be discussing options for Convenience Store Insurance.