Business insurance for tow trucks is important. If you own a tow truck or a fleet of tow trucks you should consider a minimum of a $1M/$2M General Liability policy to cover your shop and other mishaps.; we recommend $1M to cover the tow truck itself. Tow truck companies should also add at least $100,000 in Garage Keepers Liability, depending upon how many customers’ cars are kept on premises. Some states will also request that you have Uninsured Motorists, Under-Insured Motorists and personal injury protection. In addition, we recommend a minimum of $250,000 in On Hook protection to cover the cars you are towing.
To speak with a specialist who can help you navigate your business insurance for tow trucks, click ‘Get a Quote’ above, or call 1-800-907-5267 for a quick, easy, free quote.