Employee Practices Liability Coverage

Statistics suggest that three out of five companies will be sued by an employee or former employee — or even someone who interviewed but never became an employee — at some time. That would suggest that anyone who has a business should consider that it’s highly likely they’ll face a similar situation at some point in the life of their company, if they have employees.

Employment Practices Liability provides the employer, directors, and officers of a business protection against claims which are made by employees, potential employees, or former employees.

Such claims include wrongful termination, sexual harassment, invasion of privacy, breach of contract, emotional distress, false imprisonment, and wage and hour law violations. It also covers discrimination, whether racial, sex, age, disability, or any other unlawful discrimination, and other employment-related accusations or law suits.

As a business owner, you will want to have employment practices liability coverage before you hire your first employee.

All companies are vulnerable, whether small or huge, and even a groundless suit can cause major damage in financial resources and time if the company is not covered by an Employment Practices Liability plan.

Whether you plan to have have one employee or 5,000, you will want to look into employment practices liability insurance. Be sure to talk to your licensed insurance professional about what levels of EPL you should have.

Click the orange “Let’s Get Started” button above or call 1-877-907-5267 to speak to one of our specialists about the specific commercial insurance needs of your business. Quotes are quick, easy, and free.

Risk management is an art, and our business is helping you protect yours.

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