Owning a beauty salon is challenging; you’re tasked with providing style and service to a wide range of individual tastes, and you have to manage a spectrum of diverse employee personalities to boot. Finding adequate and affordable beauty salon insurance probably seems like just one more Herculean task on your plate.
However, it’s not something you should ignore; beauty salons have unique exposures, and making sure you have the right type and amount of beauty salon insurance could be the ticket to ensuring that your business stays alive in case of an injury or incident in your salon.
The highly personal aspect of your business–services that involve clients’ hair, and often faces–means that perceived injury or damage can be intensified. A dissatisfied customer may never take it to the level of a lawsuit, but in case it happens, you want to be sure that your beauty salon insurance has a General Liability Policy in place, to assist you in covering the resulting costs.
Time is always at a premium for salon owners/operators, as well, and the perceived complexities of searching for affordable beauty salon insurance can make it easy to put off. Delaying your research can mean you run the risk of letting your current insurance renew, even if you have a feeling it isn’t adequately covering you, or it can keep you from getting the coverage you need to get your salon started.
Here are some questions to think about, before you call to get a quote…
- Do You Have Employees or Contractors? Do you rent booth space? Have permanent part or full time employees? Your beauty salon insurance needs to provide the right kind of coverage–employee status is relevant.
- What Services Do You Offer? Are you solely a hair salon? Do you need coverage for things like waxing or brow/eyelash services included in your beauty salon insurance policy?
- What Kind of Equipment Does Your Salon Use? Are you seeking a beauty salon insurance policy that will cover chairs, computers, and other equipment in case of loss?
There are other considerations as well, such as your salon’s revenue, location, and whether you own or rent your building, but a quick and reasonably easy quote for beauty salon insurance is only minutes away. Call us today at 1-877-907-5267 to speak with one of our specialists about your beauty salon insurance needs, or click here to start the process of a quick, free quote.