Hurricane Preparation

The U.S. is looking at the first landfall hurricane of the 2011 season and many cities, municipalities are advising to prepare for this disaster.  For inexperienced people, they are having to learn what this means.  In simplistic terms, it means making plans.  Without delay, the decision to leave or stay must be made.  If leaving, know where to go.  This means buying gasoline for the vehicle, and making arrangements with friends, relatives, or hotels out of the hurricane’s range of destruction and leave early enough to avoid congestion of traffic.  Secure property and take valuable and personal information with you, such as prescriptions, identification papers, bank information and insurance policies with contact numbers.  Be sure your cell phone is fully charged.

 

If staying, secure your property early.  Stores quickly run out of plywood, generators, water and food the closer a storm approaches.  Be sure to have batteries and a NOAA weather radio on hand.  Choose a long distance relative or friend as a contact to be responsible for notifying your other relatives and friends of your conditions after the storm passes since many communication lines will be down or for emergency use only.  Have on hand enough food and water to last 3-7 days and mostly be consumable without need to cook.  Don’t forget a hand or battery operated can opener and paper utensils.  With personal information mentioned above, place in a water-tight container.  Stock a first-aid kit, have extra cash on hand, preferably small bills, as ATM’s and credit card machines may not be working.  Again, be sure to fill up tanks for your vehicles, as it may take some time for gasoline pumps to be working.  Keep a small set of basic, non-electric tools handy and make arrangements for pets.  If power outage does occur, have plenty of books, games and toys on hand that do not require electricity.  If you have questions regarding your insurance, please contact your agent or ask one of ours. 

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Commercial Insurance.Net, LLC Advisor is not an attorney, accountant or certified financial planner and makes no representations or warranties to that effect.  Always check with your chosen professional as to statements made in this blog for your particular situation.

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