When it comes to Beauty Shop and Salon Insurance, owner / operators could benefit from a Business Owner’s Policy, or BOP to cover their business. These packaged policies can be designed for hair salons, barber shops, day spas, nail salons, tanning salons and more. A BOP generally includes General Liability insurance, which addresses injuries as well as coverage for Business Property. A salon insurance package for a beauty shop and/or salon should at least cover all property, equipment and protect the owner from small and major disasters such as fire or sewer / drain backup. Endorsements can also be put in place for business interruption and data breaches–both important considerations, depending on the type of business.
An experienced agent can offer direction about the best options for your beauty shop or salon insurance. Call 1-877-907-5267 for a quick, free quote from one of our specialists.