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Why Do I Need Plumbing Insurance?

Being a plumber you probably find yourself in some messy situations. You are the person people call when their pipes burst, their toilet is clogged, or they need a simple repair. It is you and your plumbing business they are relying on to be prepared and knowledgeable. 

A big part of being prepared comes before you even get the call. Protecting your plumbing business with a commercial insurance policy is key to cutting costs. There are many commercial insurance options for a plumbing business. CommercialInsurance.Net is here to help you make the best-educated decision to save money and meet your needs. 


Types of Plumbing Insurance

General Liability- This policy will defend you and your business in the event a claim is brought against your company or pay damages awarded for bodily or property injury as a result of this suit.

Property Insurance- This policy will protect the building, furniture, and business equipment.

Business Owner's Policy- This policy includes the benefits of general liability and property insurance. It is common to purchase this policy at a cheaper rate than purchasing each policy individually. 

Professional Liability- This policy, also known as errors and omissions, protects against negligence, civil suits, and professional mistakes. 

Workers' Compensation- This policy will protect your business if an employee is in a job-related injury. The policy will pay medical bills and loss of wages. This policy will also protect your business from being sued by the employee.  

There are many other options to protect your plumbing insurance, however, the list above is a great starting point. As a business owner, you can never go wrong with general liability coverage for your plumbing business. Professional liability adds an extra layer of protection for your expertise. Workers' compensation is a win-win because it protects your employees if they are injured on the job and you, as the plumbing business owner, from being sued. If you are looking to purchase multiple policies remember a business owner’s policy can potentially save you money and bundle general liability and property insurance

 

Get a Quick Insurance Quote Now

Let us help you protect your business and keep your mind at ease. At CommercialInsurance.Net, our goal is to help you protect your business as efficiently as possible. To get a competitive insurance quote it is fast and easy, enter your zip code above and click “Let’s Start”. One of our specialists will contact you right away. 
 

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