Electricians Commercial Insurance Quote

Workers' Comp, Auto, General Liability Insurance & More

Down Arrow

What type(s) of insurance do you desire?

Please select a business category

Fill in your info so we can get you the best rate:

We've received your information successfully!

One of our agents will contact you shortly to discuss your rates and possibilities.
Prefer an immediate quote? Call us toll-free at 1-877-907-5267

Fill in this easy form and we will connect you with an insurance specialist who will find the best rate!
Don't feel like filling in a form? Skip ahead of the line and call us toll-free: 1-877-907-5267

Progressive The Hartford Liberty Mutual Insurica Gallagher
Electrical Contractor Insurance


Like any business, an electrical contractor needs proper insurance coverage to protect the business and its assets. 


  Additional Insured Included:   YES
  Free Certificates:   YES
  Payment Options:   YES     (Pay in Full OR Payment Plans)
  Low Down Payments:   YES     (Flexible Payment Options)
  Coverage Limit Minimum:   $2,000,000 / $2,000,000 / $1,000,000

Any business coverage starts with the basic three coverage components which are general liability, property insurance, and workers' compensation if you have employees. General liability and property insurance can often be combined in a business owner’s policy or BOP.

One important fact to remember as an electrician is you can always be sued.  Just because you operate as an LLC (Limited Liability Company) or a corporation, doesn’t mean you’ve completely isolated your personal assets in the event of a suit. 

Any attorney can choose to go after personal assets, especially when seeking a large award for damages. This is where it is important to have the proper amount of general liability insurance in place. Electrical contractor insurance will protect your business in the event of a lawsuit claiming damages as a result of the work you or your company performed. 

Some of these types of claims may be faulty wiring which caused a fire or other type of damage to a customer. What if your company is blamed for delays in the completion of a project? It will also protect against a slip or fall on your property. 

You may also want to discuss a commercial umbrella policy to further protect your business.

Property insurance covers your office and warehouse space whether leased or owned. You own an expensive array of tools and equipment which can be damaged, lost, or stolen. Make sure your property insurance has a clause in place to cover tools and equipment.

Workers' compensation is required in most states. This covers medical and compensation issues for any employee who may be injured on the job. It also helps protect the business from being sued in the event an employee is injured. 

Check with your insurance agent and the state department of insurance for your state’s specific requirements.

Work with your licensed insurance agent to put together a comprehensive business insurance package for your electrical contractors business.


Get a Quote Today 

Let us help you find protection for your business and keep your mind at ease. At CommercialInsurance.Net, our goal is to get you an affordable commercial insurance quote. To get a competitive insurance quote it is fast and easy, enter your zip code  and click “Get Quote.” One of our specialists will contact you soon.

This insurance purchase for my business was the most seamless phone encounter I have ever had in any phone purchase process bar none. Information was requested once and moved smoothly from one person to the next as we moved thru the purchase. Each person I dealt with was friendly, professional, and focused on determining my needs and the best way to match me up with the solution. Absolutely stellar!!!
Edward Green
I spoke with Megan, she was very professional and informative. When she couldn't reach me on the phone, she stayed with it never giving up.
Dorothy Rivers
Very helpful and their customer service is top notch! Very pleased with their service.
Charla Weatherford
Hands of Hope Adult Homecare, LLC