As an electrician, you probably find yourself in many shocking situations. The work of an electrician is dangerous and demanding. You are the person people call when they need new wiring installed, general electrical repairs, or maintenance completed. It doesn’t matter what your specialty is, it just matters that you are prepared and ready to go when the customer needs an electrician.
Being prepared starts before you are on the job. Protecting your electrician business with a commercial insurance policy will give you peace of mind. There are many commercial insurance options for an electrician. CommercialInsurance.Net is here to help you make the best-educated and money-saving decision for your business.
Types of Coverage
- General Liability
- This policy will defend you and your business in the event a claim is brought against your company or pay damages awarded for bodily or property injury as a result of this suit.
- Property Insurance
- This policy will protect the building, furniture, and business equipment.
- Business Owner's Policy
- This policy includes the benefits of general liability and property insurance. It is common to purchase this policy at a cheaper rate than purchasing each policy individually.
- Professional Liability
- This policy, also known as errors and omissions, protects against negligence, civil suits, and professional mistakes.
- Workers' Compensation
- This policy will protect your business if an employee is in a job-related injury. The policy will pay medical bills and loss of wages. This policy will also protect your business from being sued by the employee.
As a business owner, you can never go wrong with general liability coverage for your electrician business. Professional liability adds an extra layer of protection for your expertise. Workers' compensation is a win-win because it protects your employees if they are injured on the job and you, as the electrician business owner, from being sued. If you are looking to purchase multiple policies remember a business owner’s policy can save you money and bundle general liability and property insurance.
Get a Commercial Insurance Quote Today
Let us help you find protection for your business and keep your mind at ease. At CommercialInsurance.Net, our goal is to get you an affordable commercial insurance quote. To get a competitive insurance quote it is fast and easy, enter your zip code and click “Get Quote.” One of our specialists will contact you soon.
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