If you are the proud owner of a start-up gutter installation business or taking over an existing one, make sure that checking on proper insurance coverage is at the top of your to-do list. Protecting your investment, your assets, and your employees are priority #1. It only takes one incident without insurance to set you back financially. Depending on the circumstances, this could possibly put you out of business as well.
On-the-job injuries and property damage can happen at any time -- however, with the right coverages, you will have the peace of mind knowing that you're covered.
Here is just one example of the type of risks you and your employees will face regularly:
All this from one mishap - do the math
While insurance may be costly, especially for a fledgling company, the flip side is even costlier if you were to opt-out. You can see the domino effect in the sample above. With CommercialInsurance.Net you select from a variety of coverages and their brokers will line you up with the right insurance companies that can provide you the best coverage within your budget.
Once your gutter installation business takes off, you will probably be hiring people to help. Here are some policy types you may want to consider:
Note: If your office is at home and your other assets (tools & supplies) are minimal, you may be able to add an endorsement to your homeowner's policy. Commercialinsurance.Net can help you determine if you are required to have an in-home business policy or a business owners policy, (BOP).
Purchasing commercial insurance for your gutter installation and repair company provides valuable coverage for your business. Here is a comprehensive list of what general liability insurance does or does not cover:
What your General Liability Policy covers:
What your General Liability Policy does not cover?
What is covered under a BOP (Business Owner's Policy)?
This type of policy includes general liability insurance PLUS coverage for your business property (commercial property insurance) such as equipment, furniture, tools, and other assets. This "Combined Policy" typically offers discounts, thereby saving you money.
Advantages of A BOP
Let us help you find protection for your business and keep your mind at ease. At CommercialInsurance.Net, our mission is to help medium and small businesses manage risk by finding business insurance quotes at a reasonable price. To get a competitive insurance quote it is fast and easy, enter your zip code and click “Get Quote.” One of our specialists will contact you soon.