Free Quote: New Jersey General Liability Insurance

Get a Quick, Free Quote on Commercial Insurance Now - It's Super Easy!

Down Arrow

What type(s) of insurance do you desire?

Please select a business category

Fill in your info so we can get you the best rate:

Important Disclosure Below

We've received your information successfully!

One of our agents will contact you shortly to discuss your rates and possibilities.
Prefer an immediate quote? Call us toll-free at 877-907-5267

Fill in this easy form and we will connect you with an insurance specialist who will find the best rate!
Don't feel like filling in a form? Skip ahead of the line and call us toll-free: 877-907-5267

Progressive The Hartford Liberty Mutual Gallagher


General Liability and Professional Liability

Professional liability insurance is additional coverage which many professions add to their general liability insurance package to protect themselves and their business from claims of negligence either from clients or patients. It is also called professional indemnity insurance. Professional liability insurance may hold different names like malpractice insurance for physicians, nurses, dentists, and chiropractors to name a few in the medical profession. Professionals who do medical testing and lab work also fall into this category. Other professions like insurance, realtors, appraisers, and consultants may purchase professional liability insurance known as Errors & Omissions or E&O insurance. 

E&O coverage is often written specifically for the industry in which it is being placed. For example, with the growth in the technology arena, technology companies, developers, website hosts and creators, software development may all have specific E&O coverage written specifically for their type of business. Additional coverage such as personal injury, breach of warranty, intellectual property, a programming error, performance, and other coverage types can be added to any business which provides a service or offers advice and opinion for greater protection.

The primary reason for adding professional liability insurance is that the general liability insurance normally covers only personal/bodily injury and property damage while conducting normal business. In the technology sector, many lenders and investors will require this coverage. For example, a software recommendation which causes a client to lose business is not covered in this type of policy, but E&O would provide coverage. This coverage would also cover legal and defense fees and judgments and settlements. This coverage can also protect your company in the event a sub-contractor is alleged to have caused damage to your client.

Talk to your licensed insurance professional and check to see if general liability insurance is sufficient or if professional liability insurance should be put in place for you and your business. Always check for resources available from the state. 

Don’t assume you’re covered without asking the advice of your agent. 


Top Insurance Markets in New Jersey

We have created a list of the top ten insurance markets in New Jersey. These markets can benefit from general liability, professional liability, workers' compensation as well as other insurance coverages. 

1.  Construction - Artisans | Handyman | Roofers | Landscapers | Electrician's | Remodelers and more

2.  Technology - Consulting | Programming | Repair | Website | Software | Hosting and more

3.  Retail - Gift Shops | Florist | Clothing | Jewelry | Specialty Shops

4.  Office - Marketing | Advertising | Dr. Office | Professional Services | Insurance and more

5.  Beauty Salons

6.  Churches

7.  Consulting | Tech Consulting | Business Consulting

8.  Auto Repair Shops

9.  Restaurants

10.  Transportation | Long Haul Trucking | Tow Trucks | Dump Trucks


Get a Quote

Let us help you find protection for your business and keep your mind at ease. At CommercialInsurance.Net, our goal is to get you an affordable commercial insurance quote. To get a competitive insurance quote it is fast and easy, enter your zip code  and click “Get Quote.” One of our specialists will contact you soon.

Related Articles: Garage Liability Insurance

Great experience! I got my 2 million-dollar liability insurance from them for my catering company!
Joseph Serrao
Nicole's Buddy Club Catering Company
We had a great experience. Michael, was super helpful, answered all our questions and did a great job finding us an insurance company. He also made an effort to get everything done as fast as possible. We are very thankful for the excellent service.
Alex F
The informations was timely and exactly what I needed.
Chelsey N