Tap to call 877-907-5267 and get a quote

Free Quote: Retail and Product Liability Insurance

Get a Quick, Free Quote on Commercial Insurance Now - It's Super Easy!

Down Arrow

What type(s) of insurance do you desire?

OK, and what sort of business do you own?

Fill in your info so we can get you the best rate:

Important Disclosure Below

Thank you! We've received your information successfully!

Fill in this easy form and we will connect you with an insurance specialist who will find the best rate!
Don't feel like filling in a form? Skip ahead of the line and call us toll-free: 877-907-5267

Progressive The Hartford Liberty Mutual Gallagher

Are you looking for retail insurance? Retail stores should carefully consider product liability insurance in addition to a business owners policy.

Product liability insurance protects a retail business against claims made from the sale of goods, products, medicines, or foods sold to the public. Product liability insurance covers the retail seller's liability for losses or injuries suffered as a result of purchasing a product from a buyer, user, or bystander.

It covers defective products or product malfunction. In some cases, it may also protect the seller from failure to warn. Sometimes, this coverage is found within a general liability policy for a business as products-completed operations insurance. A good retail insurance package will include product liability.

A recent example of how product liability insurance works: the problem with tainted pet food manufactured in China. The pet food was then imported into Canada and then distributed to two United States locations which supplied the tainted pet food to Wal-Mart, which in turn sold it to customers.

A number of pets died, and a barrage of lawsuits began. The Chinese and Canadian entities were insulated from suits, and even if judgments were levied, claiming restitution would have been impossible.

The retail outlet, in this case, Wal-Mart, ended up facing numerous suits filed by unhappy cat owners. This is how product liability insurance can easily save a business from financial disaster.

Product liability insurance is a necessity for any size business which is distributing or selling products in the United States.

One lawsuit to a small mom and pop shop can result in devastation for the business. Examine your general liability insurance and determine if more coverage is needed to protect your retail store.

Let us help you find protection for your business and keep your mind at ease. At CommercialInsurance.Net, our goal is to get you an affordable commercial insurance quote. To get a competitive insurance quote it is fast and easy, enter your zip code  and click “Get Quote.” One of our specialists will contact you soon.

Related Articles: Bakery Inusrance

The entire process was very quick and professional.
Great! Fast service at a great price. Needed a business insurance provider the same day for a company I work with. They had the quote to me within minutes and policy up and running shortly after. Would recommend highly!
Andrew Moran
The whole experience was awesome as well as the cost!!
Kirk Duncan