Free Quote: Best Rates on Commercial Insurance

Get a Quick, Free Quote on Commercial Insurance Now - It's Super Easy!

Down Arrow

What type(s) of insurance do you desire?

Please select a business category

Fill in your info so we can get you the best rate:

Important Disclosure Below

We've received your information successfully!

One of our agents will contact you shortly to discuss your rates and possibilities.
Prefer an immediate quote? Call us toll-free at 877-907-5267

Fill in this easy form and we will connect you with an insurance specialist who will find the best rate!
Don't feel like filling in a form? Skip ahead of the line and call us toll-free: 877-907-5267

Progressive The Hartford Liberty Mutual Gallagher

Calculating the appropriate type of business insurance liability coverage you need is based on rating formulas ranging from the simple to the complex. Square footage is one, among numerous building rating factors (or risk factors), used to determine which single or multi-policy liability package is best tailored to your specific business needs.

You may be asked by your insurance agent to provide detailed information on the total square footage of the building your business is located, the total square footage your business occupies within that building, the square footage of customer area, if applicable, and the total square footage of the ground floor if your building is, for instance, two stories.

Other factors may include the type of business you own (manufacturing, distribution, professional services, etc.), the location of your business, the building's construction, your sales figures, payroll, the number of full-time and/or part-time employee, and so forth.

Identifying the type of business will affect which of these rating factors may play a greater role in determining how much liability coverage you need.

In general, if sales figures are used in calculating your liability policy you are probably in the manufacturing or distribution business; product-oriented.

On the other hand, if the square footage of occupancy is used, your business is more than likely one which provides professional services to clients, such as those offered by attorneys, engineering firms, or medical practices.

Statistics have shown that the most significant general liability risk to professional firms if from accidents occurring on the premises of the business. The greater the square footage of the occupancy area, the greater the chance for risk of general liability. Certainly, the performance of those services are also a significant liability risk but are usually covered by separate policies such as professional liability or errors and omissions.

Let us help you find protection for your business and keep your mind at ease. At CommercialInsurance.Net, our mission is to help medium and small businesses manage risk by finding business insurance quotes at a reasonable price. To get a competitive insurance quote it is fast and easy, enter your zip code and click “Get Quote.” One of our specialists will contact you soon.

Fast response, ideal solution. Everyone I dealt with was courteous and professional and more than qualified to help me find the right insurance coverage for my company. I would absolutely recommend them to anyone needing commercial insurance.
Jared Stromberg
Aeos Solar, LLC
Very helpful and their customer service is top notch! Very pleased with their service.
Charla Weatherford
Hands of Hope Adult Homecare, LLC
Amazing! Fast with awesome customer service! Thank you!
Kristen Guthrie