Vending Machine Insurance

Japan vending machines - Tokyo woman buying drinks. Young student or female tourist choosing a snack or drink at vending machine at night in famous Harajuku district in Shibuya, Tokyo, Japan.
Is your vending machine business covered?

Operating vending machines can be a great way to own your own business with relatively little overhead and modest out of pocket start up costs…but don’t skimp on your vending machine insurance, or your lucrative dream could be short-lived.

Whether you’re already in operation, and need to re-examine your existing vending machine insurance, or you’re considering jumping into the vending world and want to make sure you have the right kind of coverage before you start, looking at the reasons vending machine insurance is necessary is a good way to prepare yourself for the process of getting the right quote.

Vending Machine Risks

  • Food Spoilage. Even if you’ve done everything right, the stock provided for your machines could make someone ill, or injure them. If your vending machine insurance policy covers food spoilage, this will help with damages.
  • Bodily Injury/Property Damage. If a third party is injured by a machine, physically, or your machine causes damage to the location, you’ll need to be sure you’re insured for that. A General Liability policy covers you in case of bodily injury or property damage.
  • Cyber Theft/Hacking. You might think, “Why would I need something like cyber liability?”, but if your machines take credit or debit cards, the potential for cyber theft of customer data might exist. The damages in situations like that can be considerable; ask your insurance professional if cyber liability is something your vending machine insurance should include.

These are only a few of the areas that need to be considered when planning the risk management strategy for your vending machine insurance. Speaking to a professional who is well acquainted with the exposures common to a vending machine business is crucial, and will help provide you with a strong foundation for your business.

Vending machine ownership and operation is a great way to fuel your entrepreneurial spirit–but the right vending machine insurance can be part of the plan that gives it a long healthy life.

Call us today at 1-877-907-5267 to check your vending machine insurance rates and get the best quote for your business.