Chiropractors, like any other medical practice, need to have the proper business insurance in place to protect the doctor, employees, and assets of the business.
Often, a business owner’s policy is a good starting point when insuring chiropractors.
A business owner’s policy will combine the property and business liability coverage into one policy which can reduce the cost of buying each separately. In addition, there are often additional options for coverage available as part of the business owner’s policy.
Whether the office space is leased or owned, it’s important to have property insurance in place. A landlord will often require proof of this insurance before leasing the space. Property insurance will cover both the space and the contents, including computers, office equipment, and furnishing, and other property which may be in your care.
Often, mechanical breakdown coverage may be added to cover any losses and repairs as a result of expensive medical equipment breaking down.
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