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Insurance for Photographers and Videographers

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 Photographer's Insurance Quotes 

  Business Income Coverage:   YES     (Natural Disaster / Loss of Income)
  Free Certificates:   YES     (No Charge for All Certificates)
  Payment Options:   YES     (Pay in Full OR Payment Plans)
  Low Down Payments:   YES     (Flexible Payment Options)
  Loss of Equipment:   YES

 


 

According to the U.S. Bureau of Labor Statistics, the job outlook for photographers and videographers is expected to grow over the next seven years. With all the weddings, newborns, family photos, and other events that occur daily, your expertise is definitely needed. As a photographer or videographer you are a trusted professional for capturing images from important occasions that visually tell a story or record an event. We want to help you protect your client’s photos and videos, your assets, and your valued reputation.

No matter how big your business is, whether it's just you, or a whole team of photographers and videographers, like all businesses, yours is at risk. Whether you're filming an outdoor wedding, a newborn baby, you do portraits in your studio, or pictorial journals of a safari, a loss of your equipment would not just be expensive, it would put your business on hold. And if you don't have enough money to replace your loss, you could be out of business for a while.

But a Business Owner's Policy tailored to photographers and videographers could be your savior. Whether your loss is your computer, your projection machines, your sound equipment, your cameras, or film-related accessories, you should think about being covered.

A Business Owner's Policy also covers your office or studio, your signage, landscaping, and any other business property which you list on the policy.

Business Interruption Insurance would compensate the videographer or photographer for loss of income if your business has to close due to property damage.

You may also need Errors & Omissions insurance for photographers and videographers. Errors & Omissions insurance which can cover you if you make a scheduling mistake, if you go to the wrong venue and end up showing up late for a shoot. It can cover personal injury to clients or models, or clients who are simply unhappy with the photographs or videos. Of course Errors & Omissions policy can't erase such problems, but it can compensate the client, or even pay to re-stage the event, if need be, and even pay for fresh flowers and tuxedos to do so.

It is imperative that photographers and videographers protect their business with a Professional Liability insurance policy as well as a General Liability policy.

Enter your zip code above for a fast insurance quote from preferred commercial insurance companies, or you can speak with one of our agents today.